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Imagine if you were a physician in private practice & you had to pay today's malpractice insurance premiums. You'd get an ulcer! You'd also pass your costs on to your patients -- & to the group coverers. It's questionable that higher regulation creates lower prices. Look at such industries as medicine, manufacturing, oil, etc. We live in a regulatory climate, regardless of who is in the White House. A completely free market is nowhere to be found on Earth, as far as I know, at least not on the large scale of countries & nations.
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