Call me irresponsible

[DavidMn]

Ok, everyone has to grow up sometime right? Well, it's time for yours truly to do that, at 34.. I wont go into all the detalis here because it would take forever, but suffice it to say I lived at home until realier this year and have NEVER had to be responsible with money. I am in terrible debt now for the things I've done, and I'm just tired of it. I don't expect any sympathy because no one forced me to make the decisions I did, but what I would be interested in anyone willing to share a story about how and when they had a time in their life they HAD to grow up. My friend told me a couple years ago that I'm starting to learn stuff now that I shouldve when I was 18 and 19, and that it will be alot harder at my age. Well I didnt listen to him then, and now the chickens have come home to roost. But when I look at how hard some people have it right now, I owe it to myself to do something. Thank you in advance for anything you all are willing to share. I dont mean to make my life an open book here, but instead of running and hiding from the problem anymore, I'm going to do something about it. ANd once again I figure here is as good a place to start as any.