Oh, that totally sucks...BUT good to know that you were not seriously injured...glad you're here to tell the tale.
As for me, I've never been the one driving when the accident occured (knock on wood)..but once a friend of mine and I decided to take another friend around town, it was her first time off the school campus lol...and our light turned green, so we started to go and some guy turned right in front of my friend, there was no way he could have stopped intime, but luckily we weren't even going 30mph yet...I didn't have my seat belt on, but was inthe back seat, so I just fell forward and hit the seat...no one was seriously hurt...but the guy who turned...he was yelling at cursing at us, calling my friend a speed demon lol....THe real topper was that my friend did go to the hospital just to make sure he was fine, and they put him in the same room with the other driver's wife...who was also claiming to be way more hurt than she was....
That has been my only experience thus far
