Quote:
Originally Posted by strandinthewind
All of what you say is illegal  Interestingly, so is taking a mortage you know you cannot pay
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Most people aren't too bright and they'll take a mortgage if someone gives it to them without realizing they can't pay it. Not that they aren't still responsible, they are. The banks are moreso though IMO since they are the experts and know with certainty what can be paid and what cannot. Also, why would they want to give a mortgage someone cannot pay? That's financial suicide.