Quote:
Originally Posted by gldstwmn
And my primary care physician wouldn't treat me because "they don't do car accidents." WTF? Here's what the fukcer did to my car. I had only bought it three months earlier.
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That's a a new one I have never heard. What kind of physician is that?
In early 2004 when Deb was finally cleared to return to work, she had an accident in our car. She swerved to avoid hitting a coyote and left the wet roadway and plowed through a barbwired fence and was lucky that the ground was wet. The car became bgged in mud since she wrecked on a steep incline cause otherwise she would have wrecked down that incline and been critically injured.
After I arrived at the scene I noticed that Deb wasnt hurt, and the car only suffered superficial cosmetic damage (The car ran through the barbwire fence and under it, thus leaving the car with scrapes on the driver's side door and the roof.).
After changing the flat front tires on the car, I drove Deb to the ER room to make sure her chest wound, where she had her sternum broken open to remove a cancerous mass was not damaged. The ER doctor & Deb's primary doctor asked what happened and then proceeded to check her chest wound, which was fine, but sore.
We reported the accident to our insurance company, who said unless the damage to the car was extensive it wouldnt be worth the effort to file a claim, since we would only get about $250 back. So we decided to not file the claim on the car. Luckily the insurance company did pay for the ER trip.
My older brother, when he was a resident of Tulsa, was involved in 2 separate car accidents that were not his fault (Including one accident which the person at fault was in the US illegally and this person did not have a driver's license). Both time the drivers did not have any insurance, so when my brother filed his claim he got basically the short end of the deal. He basically had to ingest the loss to his automobiles and pay for any minor injury that he had.
I remember a couple years ago the local NBC affiliate ran a story on car insurance, and as shocking as it is only about 30% of rural Oklahomans have car insurance even though it is compulsary in this state for all drivers to carry at least liability insurance. So when we take a trip nearby we worry about the other drivers on the road.
Call it ironic, but Oklahoma's former insurance commissioner Carroll Fisher (D) recently went to prison for fraud charges, among other charges, from illegal activities he participated in while in office. Seems the insurance companies he was to be overseeing to make sure they do not screw the consumer were lining his pockets under the table.