[Macfanforever]

Originally Posted by jwd

WOW! Thank God I have employer provided health insurance. I pay roughly $600 a year for an 80/20 plan with a $600 HRA contribution from my employer to boot. I've been snooping around on the exchanges and they are not cheap. The cheapest plan on my state's exchange would be $3000 for insurance with a $5000 deductible! Not sure of the subsidy the government would povide but I think if I were a healthy young person I'd opt for the $95 penalty and take my chances.

I wonder if the rates will go down when all the healthy people sign on it or it will balance out with people with health issues will cost the insurers money.