[Macfanforever]

Originally Posted by jenniferuk

I can't speak to the accuracy of this but it was posted by a friend of mine and seems legit. Afaik rates are based on household income, location, and age and I think smokers can be charged more. I do not think health history is a factor. What confused me is how income works--ours often fluctuates but I think all that matters is approximate income. Lower incomes will get a subsidy and such

we did cobra briefly as I lost my job and insurance and my husband was self employed contractor. Luckily last month he got hired on with benefits otherwise we were facing obamacre (unsubsidized due to income) or a private plan. The calc will give approx obamacare fees until real numbers are avail -Oct 1 I think.

http://kff.org/interactive/subsidy-calculator/.

What I've read .They will charge alot more for the people who smoke.Like penalize them from smoking.

Thank goodness that I dont smoke.