I know this is a weird question . . .
 

but are convertibles really cold in the winter? I've heard that you really freeze your a** off b/c the tops in them aren't insulated or anything. So if anyone has one or knows someone who owns a convertible, maybe you can fill me in.

Lee :)

I drive a Chrysler Sebring convertible and I have few problems unless it's extremely cold and icy outside, but in those conditions, most people do.

Most convertibles nowadays have much better heating systems than before so it generally isn't a problem.