Well, I got the $ today and I was on a mission to get my camera. The one that I wanted was out of stock of course. Then I got more confused when I went to the store.
I finally decided on one then I was undecided where to get it from. I finally ordered the Pentax Optio S4 from Ritz camera online. The benefit was no sales tax on online orders.
I won't get it for another week or two.